Fraud & chargeback prevention

Stop fraud before it costs you a chargeback.

Multi-layered fraud prevention that scores every transaction in real time, catches card testing and bonus abuse early, and keeps legitimate customers moving.

What you get

Several layers, one decision

Real-time risk scoring

Every transaction is scored before authorisation from device, card, customer and history signals.

Velocity checks

Limits on attempts, amounts and cards per customer, device or address catch card testing and abuse patterns as they start.

Behavioural analysis

Patterns across sessions, accounts and merchants expose fraud that no single transaction reveals.

Rules you control

Set thresholds, block lists and allow lists per market or product, and change them without a release.

Chargeback prevention

High-risk payments are stopped up front; for the disputes that still arrive, the evidence trail is already there.

Works across providers and methods

The same screening applies whichever acquirer or payment method handles the transaction.

How it works

Score, decide, tighten

Score every transaction

Risk signals are combined into a score in milliseconds, before the payment reaches a provider.

Approve, stop or review

Your thresholds decide what passes straight through, what is blocked and what goes to review.

Tighten over time

Chargeback and dispute outcomes feed back into the rules, so the screening improves with your own data.

Why it matters

Fraud is a margin line, not a cost of doing business

Every chargeback costs the sale, the fee and a little of the acquirer's patience. Stopping the transaction is cheaper than winning the dispute.

  • Fewer chargeback fees and penalties — prevented transactions never become disputes.
  • Protected acquirer relationships — chargeback ratios decide whether providers keep processing for you.
  • Less friction for good customers — precise screening means fewer legitimate payments declined.
  • Bonus and promotion abuse contained — velocity and behavioural checks catch multi-accounting early.

See what intelligent orchestration can do for your business

Or email contact@sprintech.io and tell us what you sell and where.